Kerja kosong Kerajaan dan Swasta

http://www.index.com.my/modules/jobs/

Hang tuah fail SPM

Hang Tuah Utara Result SPM - The best free videos are right here

Lagu tema jejak rasul 2009

Ceramah Dr. Fadhilah kamsah

Some free website site

Dear friends,

Such a long time i never post any new item. It was due to my laziest mood while trying to finish my working homework that never end3. s. So guy, let me start my article with writing some thing common which deals with website.

As u all knows, nowadays website is main platform in our life. During 80's, most people wondering what is website is all abt. but now it has becoming weird if anyone of us dont have any website for themselves. As u know that, website can be have it - free from internet or build by ur own selves. So now i will give some gud stuff link that i can share which benefit for us.

1. http://www.siteground.com/tutorials/phpbb/index.htm
2.http://www.flashmo.com/page/
3. www.wix.com/free/website
4. www.easytemplates.com/
5. www.templateyes.com

I hope this info can provide u a good way of making website.
TQ

Voice Over IP(VOIP)

No one knows that we can dial up for free! Prove it!
Recently, i have done some research on the internet, looking for free useful stuffs, or in other words 'free of charge'. Finally, i found that VOIP technology can be useful for me. VOIP can be known as Voice Over IP is not really new technology (maybe was introduced on early Y2K).This technology integrates between telecommunication and networking system. As we know,people on this days is using telephone line which technology PABX is applied. But now, VOIP technology will take over conventional telephone line task where new value added is introduced such as, (Voice Over IP + Video + using the IP) where it runs parallel using internet line. In other words, it could save up your money, instead of using the conventional technology.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Reminder = Calls for landline is free for the first 20 minutes and mobile is free for the first 5 minutes(depends on provider). In my case, i used VOIPBuster.

Gooogle Maps

Features of Google Maps
+++++++++++++++++++++++

1.My Location shows your current location on the map, even if you don't have GPS.

2.Google Maps for mobile feels just like Google Maps on the desktop. Pan and zoom the map, and view satellite imagery, and even switch into Street View for a closer look.


3.Search Google Maps for local businesses and points of interest. View store hours and reviews, then dial a business in one click. Thanks to My Location, you can find nearby businesses without even having to enter your current location.


4.Google Maps offers turn-by-turn driving directions - and thanks to My Location, you don't even have to enter your starting point. You can also get walking directions and find public transit routes in more than 100 cities around the world.

5.Real-time traffic data helps you find the fastest route to your destination.

RumahKu

RumahKu di Saujana Impian, Kajang. Lokasi rumah ini terletak 20km dari tempat keja aku dan jalan utama adalah melalui jalan highway kajang-cheras. Ia adalah rumah idaman aku iaitu ingin memiliki rumah dikawasan KL ataupun Selangor.

Contoh kiraan dividen dan bonus ASB

Salam sejahtera, berikut adalah artikel yang diambil dari

http://blogsahambaru.wordpress.com/2007/08/12/contoh-pengiraan-dividen-dan-bonus-asb/


.iaitu mengenai cara pengiraan dividen dan bonus ASB.
Contoh pengiraan dividen dan bonus, dengan dua kes yang berbeza:

Kadar dividen 2006 = 7.3%
Kadar Bonus 2006 = 1.25%

Kes 1: Melabur RM10,000 pada 6 Jan 2006 (baki minima adalah baki minima selepas 7hb), berapakah hasil pendapatan pada tahun kewangan berakhir 31 Disember 2006.

DIVIDEN
Jumlah baki minima bulan Jan - Dis 2006 (Semuanya RM10,000) = 12 * 10000
Dividen = 120000/12 * 7.3% = 730

BONUS
Jumlah baki minima bulan Jan 1997 - Dis 2006 = 12 * 10000
(Baki minima sebelum Jan 2006 adalah kosong)
Bonus = 120000/120 * 1.25% = 12.50

Jumlah Pendapatan = 730 + 12.50 = 742.50
Jumlah Baki Simpanan = 10000 + 742.50 = RM10742.50

Maka kadar pendapatan sebenar untuk tempoh Jan - Dis 2006 adalah =
((10742.50/10000) - 1) x 100 = 7.425%

Kes 2: Melabur RM1,000 pada awal setiap bulan daripada Jan hingga Dis 2006, jadi jumlah pelaburan adalah RM12,000.

DIVIDEN
Jumlah baki minima bulan Jan - Dis 2006 =
1000 + 2000 + 3000 + … + 10000 + 11000 + 12000 = 78000
Dividen = 78000/12 * 7.3% = 474.50

BONUS
Jumlah baki minima bulan Jan 1997 - Dis 2006 = 78000
(Sama dengan baki minima dividen di atas, kerana baki minima sebelum 2006 adalah 0)
Bonus = 78000/120 * 1.25% = 8.125

Jumlah Pendapatan = 474.50 + 8.125 = 482.625
Jumlah Baki Simpanan = 12000 + 482.625 = RM12482.625

Maka kadar pendapatan sebenar untuk tempoh Jan - Dis 2006 adalah =
((12482.625/12000) - 1) x 100 = 4.022%

Setelah memperoleh kadar pulangan sebenar, bolehlah anda membuat pengiraan untuk jumlah simpanan yang berbeza. Contohya, jika dalam kes 1 anda menyimpan RM12,000, maka pulangannya adalah 12000 * 7.425%. Jika dalam kes 2 anda menyimpan RM300 setiap bulan, maka pulangannya adalah 23400 * 4.022% (300 + 600 + … + 3300 + 3600). Perhatikan kes 1 lebih mudah untuk membuat pengiraan.

Kesimpulannya, jika anda mampu masukkan saja semua bonus gaji yang anda terima pada setiap hujung tahun dalam ASB untuk mendapat kadar pulangan yang lebih baik. Kalau tak dapat juga, barulah simpan secara ansuran setiap bulan, pulangannya mungkin kurang untuk tahun pertama, tetapi tahun kedua pulangannya akan lebih baik. Bonus pula akan memberi manfaat lebih banyak kepada pelabur yang tidak mengusik simpanan mereka sejak 10 tahun yang lalu.

MARI KITA RENUNG2KAN DAN APPLYKAN..Terima kasih.